4. Close the Loan

When the final approval is issued, your real estate agent and a loan specialist will work together to schedule a convenient closing time with you.

At closing, you will receive and sign a Settlement Statement (HUD-1 Statement) that discloses:

  • Detailed closing costs charged to you or paid on your behalf
  • The Mortgage or Deed of Trust
  • Other required documents

After the documents are signed, the closing agent will record the Mortgage or Deed of Trust with the county recorder and will issue a Title Insurance Policy.

1. Receive ePrequal Preapproval

2. Search for Homes and Write Offers

3. Allow for Loan Processing

4. Close the Loan

5. Enjoy Your New Home!

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